Sembic Int'l

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About Sembic

SEMBIC International Limited “SEMBIC” (RC 894663) is a Telecoms and Financial Support Service Company.

SEMBIC uses mobile payment solutions support service to drive her business objectives.

SEMBIC International Limited offers a range of managed services designed to address the business challenges that face mobile operators, e-money providers and financial services companies. Our portfolios of managed services are focused around three core areas. Top-up and Payments, Transfers and Mobile Money.
As a promoter of SME and Self Empowerment initiative in Nigeria primarily to develop the informal sector and bring out the inter & entrepreneurial potential in every Nigerian. Our role also includes the training of the participants on the DUPLICATION methods using direct marketing schemes to drive our network creation.
As an Agency Network Management Service Company, we are the first company to use direct marketing strategy to drive the sales of Mobile Money Agents network.

In many countries across the World, consumers do not have ready access to banking and other financial services. SEMBIC enables these services to be delivered to consumers in these cash-based economies through a network of local agents equipped with mobile phones containing a simple to use application. These agents accept cash from consumers, and deposit it in stored value accounts. The agents can then make transfers or bill payments on behalf of consumers to other recipients or the consumer can use their own mobile phone to interact directly with their own funds. Recipients are automatically notified when they receive funds, and visit agents to collect cash. Agents benefit from commissions payable every time they undertake a transaction on behalf of a consumer.

SEMBIC also uses the same system to facilitate a network of agents located across the country who also get paid to use their mobile phones to provide various cash based services to the local population.
SEMBIC provides a unique person-to-person payment solution (P2P) for consumers in cash-based economies enabling them to access and manage a wide range of personal payment and banking services through their mobile phone.

SEMBIC's agency services includes training of agents to effectively and efficiently offers domestic transfer solutions that can also act as the “Last-Mile” service for a wide range of financial products and services including local tax collection, pension, wages or other Government payments, insurance or healthcare premiums, micro-finance services and many others.
We also make sure that the agent accounts are managed securely and help you manage risk in the business.
SEMBIC's solution offers a number of benefits:

  • Reduced capital and headcount spend as SEMBIC provide an outsourced solution.
  • Managing an extensive agent network with mobile handset and this is based on electronic distribution which greatly reduces costs.
  • Expensive paper-based processes can be eliminated, reducing printing, distribution and fraud costs.
  • Improved information giving ability to drive new revenues and motivations for sellers.
  • Identify which distributors are selling best, and reward appropriately, leading to a higher volume of transactions and sales.
  • Fully compliant with all local and international regulations.
  • Low and affordable transaction fees make the service competitive and highly attractive
  • Enables mobile operators access to untapped revenue outside their regular income flow.